#lower img {
	margin:250px 0 0 0;
	padding:0;
	}

#site_wrap { 
	height:auto; 
	width:900px; 
	margin:0 auto; 
	}
	
body { 
	margin:0px 0 0 0;
	padding:0;
	font-family: Verdana,Geneva,sans-serif;
	background-color:#fff;
	}


h1 {
	font-family:"Book Antiqua","Palatino Linotype",Georgia,"Times New Roman",Times,serif;
	font-size:32px;
	margin:0;
	color:#0e3f65;
	font-weight:normal;
	padding:10px 10px 0px 10px;
	line-height:32px;
	}

	
h2 {
	font-family:"Book Antiqua","Palatino Linotype",Georgia,"Times New Roman",Times,serif;
	font-size:24px;
	margin:0;
	font-weight:heavy;
	padding:10px 10px 5px 10px;
	color:#000000;
	}
	
h3 {
	font-family:"Book Antiqua","Palatino Linotype",Georgia,"Times New Roman",Times,serif;
	font-size:18px;
	margin:0;
	padding:10px 10px 5px 10px;
	font-weight:normal;
	color:#0e3f65;
	}
	
h4 {
	font-family:"Book Antiqua","Palatino Linotype",Georgia,"Times New Roman",Times,serif;
	font-size:14px;
	margin:0;
	padding:0 10px 0 10px;
	}
	
h5 {
	font-family: Verdana,Geneva,sans-serif;
	font-size:16px;
	font-weight:normal;
	color:#577184;
	padding:10px 10px 20px 10px;
	margin:0;
	line-height:24px;
	}
	
p {
	font-family: Verdana,Geneva,sans-serif;
	font-size:15px;
	line-height:23px;
	margin:0;
	padding:0 10px 10px 10px;
	}
	
ul, li {
	font-family: Verdana,Geneva,sans-serif;
	font-size:15px;
	line-height:23px;
	}


	
		
#logo_wrap {
	float:left;
	margin:5px 0 0 0px;
	display:inline;
	}
	
	
#header_wrap {
	width:900px;
	height:89px;
	margin:0 0 0 0;
	position:relative;
	z-index:10000;
	border-color:#000000;
	border-width:0 0 5px 0;
	border-style:solid;
	}

#home_content_wrap2 {
	width:900px;
	margin: 18px 0 0 0;
	}


#home_content_wrap {
	width:900px;
	margin: 18px 0 0 0;
	background-image:url(../images/background.jpg);
	background-repeat:no-repeat;
	}
	
#col1 {
	width:595px;
	border-style:solid;
	border-width:0px 0 5px 0;
	border-color:#869fb2;
	float:left;
	display:inline;
	padding:0 0 15px 0;
	}

#col1 span {
	font-weight:bold;
	}


	
#back_01 {
	background-image:url(../images/back_01.jpg);
	background-repeat:no-repeat;
	height:277px;
	width:470px;
	}
	
#back_02 {
	background-image:url(../images/back_02.jpg);
	background-repeat:no-repeat;
	height:277px;
	width:470px;
	}
	
#back_03 {
	background-image:url(../images/back_03.jpg);
	background-repeat:no-repeat;
	height:277px;
	width:470px;
	}


#col1a {
	width:470px;
	border-style:solid;
	border-width:0px 0 5px 0;
	border-color:#869fb2;
	float:left;
	display:inline;
	padding:0 0 15px 0;
	}

#col1a span {
	font-weight:bold;
	}

#col1a ul {
	list-style: none outside none;
	margin-left: 0;
	padding-left: 30px;
	text-indent: -0px;
	list-style-image: url(../images/bullet.gif);
	}

.level1 {
	font-size:18px;
	text-transform:uppercase;
	color:#c00;
	font-weight:bold;
	margin:0px 0 0 10px;
	padding:15px 0 0 0;
	}
	
.level_img {
	width:235px;
	height:135px;
	float:left;
	margin:15px 0 10px 10px;
	}
	
.level2 {
	font-size:36px;
	color:#c00;
	font-weight:bold;
	margin:20px 10px 0 0;
	text-transform:uppercase;
	letter-spacing:3px;
	float:right;
	display:inline;
	}

.level3 {
	font-size:18px;
	color:#c00;
	font-weight:bold;
	margin:0px 10px 0 0;
	text-transform:uppercase;
	letter-spacing:3px;
	float:right;
	display:inline;
	}	

#col2a {
	margin:0 0 0 15px;
	width:200px;
	border-style:solid;
	border-width:0px 0 0 0;
	border-color:#869fb2;
	float:left;
	display:inline;
	min-height:200px;
	padding:15px 0 0 0;
	}
	
	


#home_callout {
	width:595px;
	background-color:#eef1f4;
	background-image:url(../images/shadow.gif);
	background-repeat:no-repeat;
	margin:0;
	}

#home_callout img {
	margin:10px 0 0 0;
	}

.subcall {
	width:595px;
	border-style:solid;
	border-width:1px 0 0 0;
	border-color:#ccc;
	background-color:#eef1f4;
	}

.subcall span {
	font-weight:bold;
	}
	
.subcall ul {
	list-style-position:inside;
	margin:0;
	padding:0 10px 15px 30px;
	list-style-image: url(../images/bullet.gif);
	}

.subcall  ul li {
	margin:0;
	padding:5px 0px 0px 0px;
	}

.bqstart {
     float: left;
     height: 45px;
     margin-top: -20px;
     padding-top: 40px;
     margin-bottom: -50px;
     font-size: 700%;
     color: #7e98ac;
 }
 
 

 .bqend {
     float: right;
     height: 25px;
     margin-top: 0px;
     padding-top: 30px;
     font-size: 700%;
     color: #7e98ac;
     display:inline;
 }
	
.subcall img {
	width:100px;
	height:80px;
	float:left;
	display:inline;
	margin:0;
	padding:0 10px 15px 10px;
	}

.sidebar_item {
	margin:0px 0 0px 0;
	border-style:solid;
	border-width:0 0 1px 0;
	border-color:#ccc;
	padding:10px 0 20px 0;
	}

.sidebar_item img {
	margin:0 0 0 10px;
	}

.sidebar_callout blockquote {
	margin:15px 0 0px 0;
	padding:0;
	}

.sidebar_item ul {
	list-style-type:none;
	list-style-position:outside;
	margin:0;
	padding:0 10px 0 10px;
	}

.sidebar_item ul li {
	margin:0;
	padding:5px 0px 0px 0px;
	}
	
.sidebar_item a:link {
	color:#666;
	text-decoration:none;
	}

.sidebar_item a:hover {
	color:#ccc;
	text-decoration:none;
	}

.sidebar_item a:visited {
	color:#666;
	text-decoration:none;
	}


.sidebar_callout {
	background-color:#eef1f4;
	color:#000000;
	font-size:14px;
	line-height:20px;
	font-family:Arial, Helvetica, sans-serif;
	font-weight:normal;
	padding:15px 10px 0px 10px;
	}

#col2 {
	margin:0 0 0 15px;
	width:290px;
	border-style:solid;
	border-width:1px 0 0 0;
	border-color:#869fb2;
	float:left;
	display:inline;
	min-height:200px;
	}
		
.clear_floats {
	clear:both;
	height:1px;
	}
	
img, a { 
	border:0;
	}

#footer {
	width:595px;
	float:left;
	display:inline;
	padding:20px 10px 15px 10px;
	font-size:11px;
	}
	
#footer2 {
	width:400px;
	float:left;
	display:inline;
	padding:20px 10px 15px 10px;
	margin:0 0 0 215px;
	font-size:11px;
	}

	
a:link {
	color:#0e3f65;
	}
	
a:hover {
	color:#0e3f65;
	}
	
a:visited {
	color:#0e3f65;
	}
	
	
#col3a {
	width:200px;
	border:0;
	padding:0;
	margin:0 15px 0 0;
	float:left;
	display:inline;
	}

#col3a ul {
	list-style: none;
	margin: 0;
	padding: 0;
	border: none;
	}
	
#col3a li {
	margin: 0;
	}

#col3a li a {
	display: block;
	padding: 15px 10px 10px 10px;
	color: #000000;
	text-decoration: none;
	width: 100%;
	}

html>body #col3a li a {
	width: auto;
	}

#col3a li a:hover {
	color: #fff;
	background-color:#000000;
	}